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Why You Should Consult With an Auto Accident Lawyer Florida's no-fault auto insurance law covers injuries as well as property damage unless the negligent driver was insured. It's important to consult with an attorney in the event of a car accident prior to making a recorded or a written statement to an insurance company. If your case goes to court, oral or written statements may be used against you. A lawyer who has experience can present your case in the best possible light. Damages There are two broad categories of damage a victim will receive in the event of an automobile accident which are economic and non-economic. Economic damages are easily quantifiable losses. Medical bills, lost wages, and the cost of vehicle repairs are a few examples. Non-economic damages are harder to quantify. They can be characterized by emotional distress and loss of enjoyment of living. A skilled lawyer for car accidents will assist victims to claim their maximum amount of compensation. They can also try to obtain a fair settlement from the insurance company of the driver at the fault. They could even take the case to trial when the insurance company refuses to settle the full amount. A competent lawyer for car accidents must ensure that victims receive compensation for all possible expenses and losses. They can do this by gathering as much evidence as they can at the scene of the accident. For example, they can take photos of the site of the accident and collect details from witnesses. This will ensure that the insurance company doesn't attempt to overvalue a claim or refuse to accept it at all. In addition, a personal injury lawyer should assist victims to calculate the total cost of their injuries. This includes the cost of both future and previous medical treatment, as well as the cost of hiring someone to cook or do chores for the victim if they are in a position to perform these tasks. Medical bills When you're involved in a car accident, medical bills can pile up quickly. Even with no fault insurance or the settlement of a personal injury lawsuit these bills will not magically disappear. You have to pay them now, not later. There are two ways to speedily pay medical bills: through your own health insurance or your automobile insurance. In New York, the former is known as Med Pay and covers the first medical expense following an auto accident regardless of who was the cause. The latter is usually provided by the state (Medicare) and/or a private insurance plan. Always go to the doctor if you are feeling unwell or if your injuries don't appear to be severe. A prompt evaluation will ensure that your injuries, which may include internal injuries, are appropriately identified and treated. Your visit will also generate medical records that could be vital in a lawsuit. If you've exhausted both of these options, you can then turn to the driver responsible's liability insurance if it's enough to cover any damages. You'll still need to pay for your own copays and deductibles. In the end, you'll be reimbursed for any accident-related expenses after an acceptable settlement has been reached with the party at fault. It is essential to keep track of your expenses and bills. Loss of wages In addition to medical expenses and property damage, a serious crash can also result in lost wages. It can be very stressful to meet your financial obligations if are unable work due to a car accident injury. You may need to rely on your own savings or borrow money from relatives until your case is settled. A New York car accident lawyer will examine your case to determine if you have an adequate claim. In car accident cases the judge will award compensatory damages to compensate you for the amount of money you would have earned if not for your injuries. Earnings, overtime, and benefits are all included in the phrase “economic damages.” This payment is designed to restore you to the financial position that you were in prior to the accident. A judge will determine the amount that you've lost when miss work due to your injuries by looking over a letter that confirms the plaintiff's salary or hourly rate and the time you were absent from work. Other relevant documentation can include paycheck stubs, bank statements, profit-and-loss reports as well as tax returns. A lawyer for auto accidents may also seek compensation for future earnings that could be lost. This is a thorny aspect of your damage, and could be difficult to prove. Expert witnesses will be required. Suffering and pain A serious car crash can cause medical bills, property damage and loss of income. You may also experience psychological and emotional trauma. You could be entitled to compensation for the pain and suffering that you've suffered. A lawyer can help get you the compensation you're due. A lawyer can also assist you deal with insurance companies. Insurance adjusters are motivated by their own financial interests and will usually try to deny or reduce your claim. A lawyer who handles car accidents can help you avoid these tactics and negotiate an equitable settlement for your injuries and losses. While you're recuperating from your injuries, it's essential to document all of the damages to property and expenses that are associated in the accident. Included in this are repair estimates, medical bills and receipts for damaged items. It is also essential to take photos of the scene of the accident as well as the injuries you sustained. Avoid discussing the accident with anyone except medical professionals and police officers. auto accident lawsuit waco can assist you determine who is responsible for the accident. New York is a “comparative fault” state, which means that the amount of the damages you are awarded will be diminished by your percentage of the fault. In certain cases the case, a corporation, city or state agency, or the public sanitation company or transportation service may be the party responsible.